MyBudgetPlanner: your monthly budget, always up to date

MyBudgetPlanner is a future Android app concept for personal budgeting: it will help you plan the month's spending, record income and expenses, keep an eye on your account balances and know how much is left until the end of the month.

You enter the data yourself: the app does not connect to your bank accounts and never imports transactions automatically. Everything is stored in your phone's memory, with no account and no external servers.

Android Future project Data stays on your phone No ads

MyBudgetPlanner Planner screen: budget entries for the month with total income, expenses, remaining amount and closing balance

Plan the month, don't just record it

That is the whole difference: instead of only tracking what you have already spent, you decide in advance where your money goes.

A clear budget: set limits for rent, groceries, bills and everything else.
Full picture: opening balance, income, planned spending and the remaining amount, updated in real time.
Recurring entries: fixed costs repeat automatically every month.
Leftover handling: close an entry early and reuse what you did not spend, without altering your history.

Billing cycles

Credit cards

Money you spend with a credit card leaves your account when the charge arrives, not at the moment of purchase. That is why each card has its statement-closing day and its charge day: the app assigns the expense to the month when the money will actually leave your account.

Billing cycles

Set the statement-closing day and the charge day for each card, once and for all.

A truthful balance

The app works out your balance and shows the expense in the month the money will actually leave your account.

Statements at a glance

Tell a closed statement from the current period instantly, and record the balance with a single tap.

Speed of use

Quick, thoughtful entry

Adding an expense takes a couple of seconds: if it is not fast, nobody does it.

Shortcuts

"Today" and "Yesterday" are one tap away, right where your thumb already is.

Useful details

Link refunds to the original expense, attach the location, or connect the expense to a Planner entry.

Bulk actions

Select several transactions at once to organise them together.

Accounts, transfers and savings

Everything in one place: cash, current accounts, cards, savings and investments.
No interference: transfers between your own accounts do not affect your total spending.
Flexibility: archive, hide or exclude individual accounts from the totals at any time.

Multiple accounts cash, cards, savings

The part I don't compromise on

Privacy and local data

No server, no tracking

Your data stays on the device: there is no app server, no analytics and no profiling. The only connection is Google Maps, and only if you open the expense map.

Biometric lock

Protect access to the app with your fingerprint, face recognition or a PIN.

Zero advertising

No banners, no promotional messages. Ever.

Your data stays yours

Backup and export

Scheduled backups

Schedule daily or weekly backups to the folder of your choice — including a folder synchronised with your own cloud.

Excel export

Export and import .xlsx files to work on your figures comfortably from a computer.

And also

Statistics and other features

Breakdown charts by category and a twelve-month trend.
Interactive maps of your spending across the map, powered by Google Maps (requires a connection).
Smart reminders for credit card due dates.
Custom categories with icons and colours.
Yearly Planner view with configurable columns.
Bilingual interface: Italian and English.

Previews

Screenshots

The main screens of the app. Tap an image to see it full size.

Monthly Planner: budget entries, expected card payments, total income and expenses, remaining amount and closing balance — Monthly Planner

Expense list grouped by day, showing category, source account and transfers highlighted — Expenses

Accounts overview: assets and liabilities, cash, current account, savings and credit cards with the amount due — Accounts and cards

Statistics: monthly total, twelve-month trend chart and breakdown by category — Statistics

Expense map: the places where expenses were made, shown on Google Maps — Expense map

Changelog

Release notes

Version	Date	What's new
0.1.0 internal	July 2026	Monthly Planner, account management, credit card cycles, basic statistics, backup and `.xlsx` export.

Later versions will be listed here, newest first.

Details

Technical information

Platform	Android
Minimum version	Android 8.0 (API 26)
Languages	Italian, English
Connection	Not needed for everyday use; only for the expense map
Account	Not required
Advertising	None
Where the data lives	On the device only
Export formats	`.xlsx` (Excel)
Status	Future project, not published yet
Developer	Marini Simone

Check these details before publishing: they must match what the store listing declares.

How it works

You set up your accounts: cash, current account, debit and credit cards, savings.
You set the month's plan: opening balance, expected income and a spending limit for each entry.
You record transactions as you go, choosing the account and the category.
The app updates the maths and shows what you spent, what you had planned and what is left.

What it does not do

Better said upfront, to avoid the wrong expectations.

It does not connect to banks and never downloads transactions automatically.
It does not ask for online banking credentials or full card numbers.
It does not handle payments, transfers or real investments.
It does not provide financial advice.

Want to help shape the idea?

Conceived for anyone looking for a precise, complete and privacy-conscious tool to manage their own money. It is not published yet: if you would like to suggest a feature, get in touch.

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